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Employee Benefits
If you do not want to enroll in benefits for year 2026, you must sign the waiver.
 All Benefits - Detailed PackageThis is an outline of all benefits offered for the 2026 open enrollment. |  Minimum Essential CoverageAll services are subject to the EMI health maximum allowed charges. There will be no benefit when using a non-participating provider. This is a minimum essential medical plan. Benefits are not intended to cover all medical expenses. Read your plan documents carefully. |
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 Medical InsuranceOur medical plan is offered through EMI health you do not have to choose a primary care physician and you are not required to obtain a referral to see a specialist. It is important to remember if using a non-network provider that the provider can bill for any charges over and above the contracted rates. |  Dental InsuranceWith EMI dental, you were offered their full PPO network when you pick an in network contract at dentist, you will have a higher level of benefits for services exceed in network providers. This coverage is voluntary, and you will pay the full cost of this benefit. |
 Vision InsuranceVision is offered through EMI vision. This coverage is voluntary and you will pay the full cost of this benefit. |  Life InsuranceBenefit amounts over the guaranteed issue will require you to provide health information. The premium for this benefit is unique to your age and the amount of coverage elected when you log into employee navigator to complete your enrollment, you will be provided the cost per pay based on the amount of coverage select selected. |
 Hospital InsurancePays $1000 lump sum benefit for the first hospital confinement in a calendar year for coverage, sickness or injury sustained in a covered accident see summary for full list of benefits |  Accident InsuranceAccident coverage protects against non-occupational injuries helps relieve financial strain for your loved ones in the event of a covered accident while also helping to curb the cost lump sum benefits are paid based on the injury. Examples include broken bones dislocations lacerations burns. |
 Critical Illness InsuranceCritical illness coverage, not only provides benefits when someone is critically ill but during the stages leading up to those illnesses, Employee may choose $10,000 $20,000 or $30,000 of coverage. Spouse says may be covered up to 50% of the employees chosen coverage and children are automatically covered up to 50% of the employees coverage. |  MetLegal AidLegal plans, provide access to legal expertise for both expected and unexpected events. Let the MetLife legal experts help you through a difficult time whenever you need it get legal assistance for some of the most frequently needed personal legal matters with no waiting. Period. No deductibles and no claim form when using a network attorney for covered matter. |
 401K PlanEmployee-sponsored 401K plan |  PayActivEmployees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest; it’s just their money, when they need it. |
 Employee DiscountsDiscounts for EDGE Employees |
Keeping People Happy and Healthy
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